What insurance plans do you accept?

For patients in Arizona, Innerwell accepts the following insurance provider:

• Aetna
• Aetna Medicare Advantage
• Cigna / Evernorth Behavioral Health
• Curative
• Imperial Health
• Traditional Medicare
• Oscar Health
• UnitedHealthcare / Optum 
• Zelis
• First Choice Health Network 
• PacificSource Health Plans
• Thrive

For patients in California, Innerwell accepts the following insurance providers:

• Aetna
• Anthem Blue Cross of California
• Blue Shield of California
• Carelon Behavioral Health (formerly Beacon Health Options)
• Cigna / Evernorth Behavioral Health
• Magellan Health
• Sharp Health Plan
• Traditional Medicare
• TriWest Healthcare Alliance of California
• UnitedHealthcare / Optum
• Zelis
• Prime Health

For patients in Colorado, Innerwell accepts the following insurance provider:

• Aetna
• Aetna Medicare Advantage
• Cigna / Evernorth Behavioral Health
• Curative
• First Choice Health Network 
• PacificSource Health Plans
• UnitedHealthcare / Optum
• TriWest Healthcare Alliance
• Zelis

For patients in Connecticut, Innerwell accepts the following insurance provider:

• Aetna
• Cigna / Evernorth Behavioral Health
• Curative
• UnitedHealthcare / Optum
• Zelis
• First Choice Health Network 
• PacificSource Health Plans
• Thrive

For patients in Delaware, Innerwell accepts the following insurance provider:

• Aetna
• Cigna / Evernorth Behavioral Health
• Curative
• UnitedHealthcare / Optum 
• Highmark
• First Choice Health Network 
• PacificSource Health Plans
• Thrive

For patients in Florida, Innerwell accepts the following insurance provider:

• Aetna
• Cigna / Evernorth Behavioral Health
• Curative
• Oscar Health
• UnitedHealthcare / Optum
• Zelis
• First Choice Health Network 
• PacificSource Health Plans
• Thrive

For patients in Georgia, Innerwell accepts the following insurance provider:

• Aetna
• Aetna Medicare Advantage
• Ambetter
• CareSource Georgia
• Curative
• Oscar Health
• UnitedHealthcare / Optum

For patients in Idaho, Innerwell accepts the following insurance provider:

• Aetna
• Cigna / Evernorth Behavioral Health
• Curative
• UnitedHealthcare / Optum 
• First Choice Health Network 
• PacificSource Health Plans
• Thrive

For patients in Illinois, Innerwell accepts the following insurance provider:

• Ambetter
• Blue Cross Blue Shield of Illinois
• Cigna / Evernorth Behavioral Health
• Curative
• Molina
• Traditional Medicare
• Oscar Health
• UnitedHealthcare / Optum 
• Zelis
• First Choice Health Network
• PacificSource Health Plans
• Kaiser Permanente Thrive

For patients in Iowa, Innerwell accepts the following insurance provider:

• Cigna / Evernorth Behavioral Health
• Curative
• Oscar Health
• UnitedHealthcare / Optum 
• Zelis
• First Choice Health Network 
• PacificSource Health Plans
• Thrive

For patients in Kansas, Innerwell accepts the following insurance provider:

• Curative

For patients in Kentucky, Innerwell accepts the following insurance provider:

• Aetna
• Cigna / Evernorth Behavioral Health
• Curative
• UnitedHealthcare / Optum
• First Choice Health Network 
• PacificSource Health Plans
• Thrive

For patients in Massachusetts, Innerwell accepts the following insurance provider:

• Aetna
• BlueCross BlueShield of Massachusetts
• Cigna / Evernorth Behavioral Health
• Carelon Behavioral Health (formerly Beacon Health Options)
• Curative
• UnitedHealthcare / Optum
• Traditional Medicare
• First Choice Health Network
• PacificSource Health Plans
• Kaiser Permanente Thrive

For patients in Maryland, Innerwell accepts the following insurance provider:

• Curative
• UnitedHealthcare / Optum

For patients in Maine, Innerwell accepts the following insurance provider:

• Aetna
• Curative
• Cigna / Evernorth Behavioral Health
• UnitedHealthcare / Optum 
• First Choice Health Network
• PacificSource Health Plans
• Kaiser Permanente Thrive

For patients in Michigan, Innerwell accepts the following insurance provider:

• Aetna
• Aetna Medicare Advantage
• Cigna / Evernorth Behavioral Health
• Curative
• Oscar Health
• UnitedHealthcare / Optum
• First Choice Health Network 
• PacificSource Health Plans
• Thrive

For patients in Minnesota, Innerwell accepts the following insurance provider:

• Aetna
• Curative
• Oscar Health
• UnitedHealthcare / Optum
• Zelis
• First Choice Health Network
• PacificSource Health Plans
• Kaiser Permanente Thrive

For patients in Montana, Innerwell accepts the following insurance provider:

• UnitedHealthcare / Optum
• Cigna / Evernorth Behavioral Health
• Curative
• First Choice Health Network 
• PacificSource Health Plans

For patients in Nevada, Innerwell accepts the following insurance provider:

• Aetna
• Cigna / Evernorth Behavioral Health
• Curative
• Imperial Health
• UnitedHealthcare / Optum
• First Choice Health Network 
• PacificSource Health Plans
• Thrive

For patients in Nebraska, Innerwell accepts the following insurance provider:

• Aetna
• Cigna / Evernorth Behavioral Health
• Curative
• UnitedHealthcare / Optum

For patients in New Hampshire, Innerwell accepts the following insurance provider:

• Aetna
• Ambetter
• Cigna / Evernorth Behavioral Health
• Curative
• UnitedHealthcare / Optum
• First Choice Health Network 
• PacificSource Health Plans
• Thrive

For patients in New Jersey, Innerwell accepts the following insurance provider:

• Carelon Behavioral Health (formerly Beacon Health Options)
• Cigna / Evernorth Behavioral Health
• Zelis
• Prime Health
• Curative

For patients in New York, Innerwell accepts the following insurance providers:

• Aetna
• Cigna / Evernorth Behavioral Health
• Anthem Blue Cross Blue Shield
• Oscar Health
• Traditional Medicare
• UnitedHealthcare / Optum
• Zelis
• Prime Health
• Curative

For patients in North Carolina, Innerwell accepts the following insurance providers:

• Aetna
• Aetna Medicare Advantage
• Curative
• Cigna / Evernorth Behavioral Health
• UnitedHealthcare / Optum
• First Choice Health Network 
• PacificSource Health Plans
• Thrive

For patients in Ohio, Innerwell accepts the following insurance provider:

• Ambetter
• Aetna
• Cigna / Evernorth Behavioral Health
• CareSource Ohio
• Curative
• Oscar Health
• UnitedHealthcare / Optum
• Zelis
• First Choice Health Network 
• PacificSource Health Plans
• Thrive
• Traditional Medicare

For patients in Oregon, Innerwell accepts the following insurance provider:

• Aetna
• Aetna Medicare Advantage
• Cigna / Evernorth Behavioral Health
• Curative
• Moda Health
• Regence BlueCross BlueShield of Oregon
• Oscar Health
• First Choice Health Network 
• PacificSource Health Plans
• UnitedHealthcare / Optum
• Zelis
• TriWest Healthcare Alliance

For patients in Pennsylvania, Innerwell accepts the following insurance provider:

• Aetna
• Aetna Medicare Advantage
• Ambetter
• Blue Cross Blue Shield of PA
• Cigna / Evernorth Behavioral Health
• Curative
• Oscar Health
• UnitedHealthcare / Optum
• First Choice Health Network 
• PacificSource Health Plans
• Thrive
• Zelis

For patients in Tennessee, Innerwell accepts the following insurance provider:

• Aetna
• Aetna Medicare Advantage
• Cigna / Evernorth Behavioral Health
• Curative
• Oscar Health
• UnitedHealthcare / Optum
• First Choice Health Network 
• PacificSource Health Plans
• Thrive

For patients in Texas, Innerwell accepts the following insurance provider:

• Aetna
• Aetna Medicare Advantage
• Baylor Scott & White Health Plan
• Blue Cross Blue Shield of Texas
• Cigna / Evernorth Behavioral Health
• Curative
• Evry Health
• Moda Health
• Oscar Health
• UnitedHealthcare / Optum
• Zelis
• First Choice Health Network 
• PacificSource Health Plans
• Thrive
• Traditional Medicare
• TriWest Healthcare Alliance
• Imperial Health

For patients in Utah, Innerwell accepts the following insurance provider:

• Aetna
• Cigna / Evernorth Behavioral Health
• Curative
• Oscar Health
• First Choice Health Network 
• PacificSource Health Plans
• UnitedHealthcare / Optum
• TriWest Healthcare Alliance
• Blue Cross Blue Shield
• Zelis

For patients in Vermont, Innerwell accepts the following insurance provider:

• Blue Cross Blue Shield of Vermont
• Cigna / Evernorth Behavioral Health
• UnitedHealthcare / Optum

For patients in Virginia, Innerwell accepts the following insurance provider:

• Anthem Blue Cross of Virginia
• Cigna / Evernorth Behavioral Health
• Curative
• Oscar Health
• UnitedHealthcare / Optum
• Zelis
• First Choice Health Network
• PacificSource Health Plans
• Kaiser Permanente Thrive

For patients in Washington, Innerwell accepts the following insurance provider:

• Aetna
• Aetna Medicare Advantage
• Ambetter
• Cigna / Evernorth Behavioral Health
• Curative
• Moda Health
• Traditional Medicare
• TriWest Healthcare Alliance
• UnitedHealthcare / Optum
• Oscar Health
• Regence Blue Shield of Washington
• First Choice Health Network 
• PacificSource Health Plans
• Providence Health Plan 
• Coordinated Care of Washington

For patients in Wisconsin, Innerwell accepts the following insurance provider:

• Cigna / Evernorth Behavioral Health
• Curative
• UnitedHealthcare / Optum
• Zelis

For patients in Wyoming, Innerwell accepts the following insurance provider:

• Cigna / Evernorth Behavioral Health
• Curative
• First Choice Health Network 
• UnitedHealthcare / Optum
• PacificSource Health Plans
• Thrive

Our dedicated Member Support and Care Coordination team will work with you to determine your eligibility, verify your coverage, and communicate with your plan as needed. For help determining if your specific plan is covered, please reach out to us at care@helloinnerwell.com and share photos of the front and back of your insurance card.

We are committed to making behavioral health services accessible to everyone. To further this commitment, we are actively working on expanding our list of accepted insurance providers, and establishing partnerships beyond the states listed above. Stay informed by checking back here periodically, as this list may evolve.